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Free Checking

made for today.

No monthly1 service charge, secure online and mobile banking tools, access to over 55,000 surcharge-free ATMs, and a low $25 minimum opening deposit.

Open an account

or visit a nearby banking center

INTRUST Mobile Banking app on an iPhone
Convenient and secure

Powerful, top-rated banking app

Bank anywhere with the INTRUST Bank app. It's designed for security, is easy to use, and is filled with essential tools for managing your money.

  • View and manage your accounts
  • Make payments and transfer funds
  • Control your debit card
  • Deposit checks
  • Contact our customer service team

Open an account

or visit a nearby banking center

Access your money

INTRUST Visa® Debit Card

Get secure, convenient, 24/7 access to your money with your contactless debit card, included with your INTRUST Free Checking account. Available in exclusive Shocker and Wildcat designs

  • Tap to pay at the register with your debit card or through the mobile wallet on your smartphone or smartwatch.
  • Access 55,000+ surcharge-free ATMs worldwide
  • Protection with Visa's Zero Liability Policy
Open an account

or visit a nearby banking center

INTRUST Bank debit cards featuring University Designs

Shocker and Wildcat designs available
only at INTRUST Bank

Tradition for Today

Humility, respect, compassion, and responsibility are qualities that have guided us since our founding 150 years ago. Bringing them to life as we serve you is our tradition. Today, in the business of life, you can feel assured that we’re always here to help you.

Read our Story
Articles

Helpful resources for managing your money

Someone using an ATM
Access 55,000+ surcharge-free ATMs

To make accessing cash just a little easier for our customers, we’re now providing surcharge-free access to an additional 41,000+ ATMs across the U.S.

Read more
A young man and woman smile while sitting at a desk in an INTRUST banking center
The Benefits of Using a Bank

Banks are for everyone, no matter how much money you have. Learn why banks are a safer, less complicated, less expensive way to manage your money.

Read more
A woman holding a debit card and phone
Debit and Credit Cards: What to Know and When to Use Them

Debit and credit cards offer you flexibility in how you pay for purchases. Learn about strategic ways to use each card.

Read more
Rest easy

Your money is safe and secure

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Member FDIC

Your deposits are insured up to the maximum allowance by the FDIC

Secure Card icon

Zero Liability

You won't be held responsible for unauthorized charges on your account

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Security Tools

Set up email and text alerts and control your debit card through our mobile app

1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, Terms and Conditions for Your Deposit Accounts, and Your Ability to Withdraw Funds from Your Deposit Accounts.