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Free Checking

made for today.

No monthly1 service charge. No minimum balance. Plus, you’ll get a debit card that’s protected from fraud with Visa®’s Zero Liability Policy. Today, all the little extras help.

Open an account

or visit a nearby banking center

INTRUST Mobile Banking app on an iPhone
Take our service with you

Free mobile banking app

Bank anywhere with our on-the-go mobile app. Filled with helpful features and designed for simplicity. With the INTRUST Bank app, your daily banking needs can be accomplished a little bit easier.

  • View and manage your accounts
  • Transfer money
  • Pay your bills
  • Control your debit card
  • Deposit checks
Open an account

or visit a nearby banking center

Access your cash

Free INTRUST Visa® Debit Card

Get secure, convenient, 24/7 access to your cash with your contactless debit card, included with your INTRUST Free Checking account. Available in exclusive Shocker and Wildcat designs

  • Tap to pay at the register with your debit card or through the mobile wallet on your smartphone or smartwatch.
  • Access 55,000+ surcharge-free ATMs worldwide
  • Exclusive university designs
  • Protection with Visa's Zero Liability Policy
Open an account

or visit a nearby banking center

INTRUST Bank debit cards featuring University Designs

Shocker and Wildcat designs available
only at INTRUST Bank

Tradition for Today

Humility, respect, compassion, and responsibility are qualities that have guided us since day one. Bringing them to life as we serve you is our tradition. Today, in the business of life, you can feel assured that we’re always here to help you.

Read our Story

Helpful resources for managing your money

Someone using an ATM
Access 55,000+ surcharge-free ATMs

To make accessing cash just a little easier for our customers, we’re now providing surcharge-free access to an additional 41,000+ ATMs across the U.S.

Read more
A young man and woman smile while sitting at a desk in an INTRUST banking center
The Benefits of Using a Bank

Banks are for everyone, no matter how much money you have. Learn why banks are a safer, less complicated, less expensive way to manage your money.

Read more
A piggy bank
How to Save Money: Creating a Strategy

Create a savings strategy that works for you. Learn how to identify your goals, evaluate your needs, and choose efficient methods.

Read more
Rest easy

Your money is safe and secure

Bank icon

Member FDIC

Your deposits are insured up to the maximum allowance by the FDIC

Secure Card icon

Zero Liability

You won't be held responsible for unauthorized charges on your account

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Security Tools

Set up email and text alerts and control your debit card through our mobile app

1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal AccountsPersonal Accounts Fee Schedule, and our Terms and Conditions for Your Deposit Accounts.