Free Checking
made for today.
No monthly1 service charge. No minimum balance. Plus, you’ll get a debit card that’s protected from fraud with Visa®’s Zero Liability Policy. Today, all the little extras help.
Open an account
Free mobile banking app
Bank anywhere with our on-the-go mobile app. Filled with helpful features and designed for simplicity. With the INTRUST Bank app, your daily banking needs can be accomplished a little bit easier.
- View and manage your accounts
- Transfer money
- Pay your bills
- Control your debit card
- Deposit checks
Free INTRUST Visa® Debit Card
Get secure, convenient, 24/7 access to your cash with your contactless debit card, included with your INTRUST Free Checking account. Available in exclusive Shocker and Wildcat designs
- Tap to pay at the register with your debit card or through the mobile wallet on your smartphone or smartwatch.
- Access 55,000+ surcharge-free ATMs worldwide
- Exclusive university designs
- Protection with Visa's Zero Liability Policy

Shocker and Wildcat designs available
only at INTRUST Bank
Humility, respect, compassion, and responsibility are qualities that have guided us since day one. Bringing them to life as we serve you is our tradition. Today, in the business of life, you can feel assured that we’re always here to help you.
Read our StoryHelpful resources for managing your money

Access 55,000+ surcharge-free ATMs
To make accessing cash just a little easier for our customers, we’re now providing surcharge-free access to an additional 41,000+ ATMs across the U.S.
Read more
The Benefits of Using a Bank
Banks are for everyone, no matter how much money you have. Learn why banks are a safer, less complicated, less expensive way to manage your money.
Read more
How to Save Money: Creating a Strategy
Create a savings strategy that works for you. Learn how to identify your goals, evaluate your needs, and choose efficient methods.
Read moreYour money is safe and secure

Member FDIC
Your deposits are insured up to the maximum allowance by the FDIC

Zero Liability
You won't be held responsible for unauthorized charges on your account

Security Tools
Set up email and text alerts and control your debit card through our mobile app
1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.
For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal Accounts, Personal Accounts Fee Schedule, and our Terms and Conditions for Your Deposit Accounts.