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Easy Free Checking

No monthly1 fees. No minimum balance.
Just smooth, simple, 24/7 access to your money — offered by a bank founded on timeless values.

That’s free checking from INTRUST Bank.

or visit a nearby banking center

4.8 Stars on the App Store
INTRUST Mobile Banking app on an iPhone
Free mobile access

Top-rated mobile banking app

Do all your banking on your time with our 4.8-star rated mobile banking app. It's packed with the convenient and easy-to-use features included with your INTRUST Free Checking account.

  • Pay your friends
  • Pay your bills
  • Control your debit card
  • Deposit checks
or visit a nearby banking center
Access your cash

Free INTRUST Visa® Debit Card

Get secure, convenient, 24/7 access to your cash with your EMV chip debit card, included with your INTRUST Free Checking account and available in exclusive Shocker, Jayhawk and Wildcat designs.

  • Surcharge-free Access to over 55,000 ATMs worldwide
  • Use with Apple Pay®, Google Pay and Samsung Pay
  • Exclusive University Designs
  • Protection with Visa's Zero Liability Policy
or visit a nearby banking center
INTRUST Bank debit cards featuring University Designs

University designs available
only at INTRUST Bank

Tradition for Today

We’ve encapsulated our approach to the way we do business into three words: Tradition for Today. These three words embody who we are, how we’re different and what we aspire to.

Read our Story
Articles

Helpful resources for managing your money

Someone using an ATM
Access 55,000+ surcharge-free ATMs

To make accessing cash just a little easier for our customers, we’re now providing surcharge-free access to an additional 41,000+ ATMs across the U.S.

Read more
Girl at a table in a cafe
Online Banking is Your Convenient Money Management Tool

Keeping track of your finances can be stressful, but there are free and easy ways to manage your money.

Read more
A piggy bank
The Benefits of Saving Money: Set Goals, Spend Less and Save More

If faced with an unexpected $400 expense, almost 40% of American adults say they wouldn’t be able to cover it with cash, savings or a credit card charge they could quickly pay off.

Read more
Rest easy

Your money is safe and secure

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Member FDIC

Your deposits are insured up to the maximum allowance by the FDIC

Secure Card icon

Zero Liability

You won't be held responsible for unauthorized charges on your account

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Security Tools

Set up email and text alerts and control your debit card through our mobile app

1. Month or monthly is an approximate four (4) week period or cycle, not necessarily a calendar month.

For additional details about INTRUST checking accounts, review our Truth in Savings Disclosure for Personal AccountsPersonal Accounts Fee Schedule, and our Deposit Agreement.